Bankruptcy Relief with Compassion and Clarity

At Chaplain Dufraine, we help people across Western Virginia get a fresh start through bankruptcy with clear answers, honest advice, and direct access to real attorneys.

Free Case Evaluation

540-444-0123

Why Choose Chaplain Dufraine?

Debt can feel scary. But getting help shouldn't be. Whether you're behind on bills, facing foreclosure, or just tired of the calls, we're here to walk you through it, step-by-step. No judgment. No legal jargon. Just straight answers and real support.

Direct Attorney Access

When you call, you'll speak with us, your actual attorneys who know your case inside and out, from first meeting to final discharge.

Flexible Scheduling

Evening, weekend, and virtual appointments make it easy to get legal help without missing work or family obligations.

20+ years of federal and court experience

Deep knowledge of Chapter 7 and Chapter 13 bankruptcy, Virginia exemption laws, and stopping foreclosure or garnishment.

How it works

We help individuals and families in Western Virginia find a fresh financial start. With over 20 years of combined experience, our attorneys guide you through every step — judgment-free and jargon-free.

Free Case Evaluation

Free Consultation

We’ll listen to your situation, explain the relief available under federal bankruptcy law and Virginia state law, and help you choose the best path forward.

Gather Your Info

We’ll give you a simple checklist of documents concerning your financial situation so you know exactly what to provide.

File & Find Relief

Once we file your case, an automatic stay takes effect stopping most collection calls, lawsuits, wage garnishments, and foreclosures right away.

Meet Your Advocates

Two Virginia bankruptcy attorneys, one mission: helping you stop creditor collection activity and find a path to financial recovery with compassion and expertise.

Amanda Dufraine

A Roanoke mom, animal lover, and former federal bankruptcy clerk who helps Virginia families keep their homes, protect what matters, and rebuild their lives.

More About Amanda

Caleb Chaplain

A Harrisonburg community volunteer and former bankruptcy clerk with expertise to guide clients through their cases with clear answers and steady reassurance.

More About Caleb

Federal courthouse locations in the Western District of Virginia

Serving Western Virginia

With offices conveniently located in Roanoke and Harrisonburg, we are able to assist clients across the Western District of Virginia both in-person and virtually. With in-depth knowledge of bankruptcy law and familiarity of local rules and procedures, we help clients throughout Western Virginia with debt solutions. Whether you're looking to stop foreclosure, protect your paycheck, or need relief from burdensome credit card or medical debt, we're here to help.

Free Case Evaluation

Frequently Asked Questions

What's the difference between Chapter 7 and Chapter 13?

Chapter 7 bankruptcy in Virginia can erase most unsecured debts in about four months if you qualify. Chapter 13 creates a 3-5 year repayment plan, allowing you to keep your home and car while catching up on missed payments.

Will I lose everything if I file bankruptcy?

Chapter 7 bankruptcy in Virginia can erase most unsecured debts in about four months if you qualify. Chapter 13 creates a 3-5 year repayment plan, allowing you to keep your home and car while catching up on missed payments.

How fast will the calls and letters stop?

Chapter 7 bankruptcy in Virginia can erase most unsecured debts in about four months if you qualify. Chapter 13 creates a 3-5 year repayment plan, allowing you to keep your home and car while catching up on missed payments.

Let's Talk About Your Options

Your story matters. We'll listen, explain your options, and help you move toward a fresh start. Schedule a free consultation today. Available evenings, weekends, and online for your convenience.

Start Fresh Today